How to Protect Your Startup From Group Benefits Fraud

March is a month that is rich with big-ticket activities. The annual NCAA March Madness basketball tournament kicks off, St. Patrick’s Day celebrations, and the start of spring (for us in the Northern Hemisphere.) But there’s another theme that flies under the radar that doesn’t get enough attention as it should – March is Fraud Prevention Month. Fraud Prevention Month…

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Wet Signatures: Are Insurance Providers Stuck In The Past?

How many physical documents have you signed in the past three months? Chance are, it's not very many. Maybe a form at the doctor's office or a driver’s license renewal. But cast your mind back: 10 or even 20 years ago if you can. You signed your name a lot more back then, didn't you? Credit card receipts. Cheques. Forms...…

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How Startups Can Support Employee Mental Health

Earlier this week I wrote about how governments and large businesses are helping erase the stigma around mental health in the workplace. In recent years, I’ve seen a growing number of my clients bring more attention to supporting the mental health and wellness of their employees. I’d like to see this trend continue to grow this year I hope the…

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Making Moves To Support Mental Health In 2018

Mental health is defined by the World Health Organization as a “state of well-being in which every individual realizes his or her own potential, can cope with the normal stresses of life, can work productively and fruitfully, and is able to make a contribution to her or his community.” Sounds pretty positive to me. But “mental health” still carries a…

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Considering An Employee Benefits Plan For Your Canadian Staff? Here’s Where To Start

Congratulations: You’re opening a branch or subsidiary office in Canada! Tapping into Canada’s market of 33 million citizens, not to mention its highly educated and motivated workforce, is a great idea. Now that you’re staffing up, you’re undoubtedly looking at a benefits coverage for your new Canadian employees. Before you jump in to the first available plan at the top…

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How Will OHIP+ Impact Startups?

UPDATE: On July 1, 2018, the new Ontario Conservative government announced that OHIP+ will be revised so that for anyone under 25, claims first go to an employee benefits plan that they are covered under, followed by OHIP+.   If you follow any major Canadian news outlets, you’ve probably heard about OHIP+ and maybe even read some conflicting opinions on…

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IPFS President, Chris Gory, Finalist for Insurance Business Award

Insurance Business, the industry's leading business resource, is presenting its second annual Insurance Business Awards. This year, it will once again shine the brightest light on the outstanding companies and individuals of 2017. Twenty organizational and individual awards are designed to ensure national recognition for both large and small organizations. Chris Gory, the President of Insurance Portfolio Financial Services, is one…

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Why Long-Term Disability Insurance is a Growing Trend

Most people don’t think about the worst-case scenario in life. In fact, our brains are actually wired with this defense mechanism in place so that we don’t allow those stressful overriding thoughts to commandeer our lives. We’ve long been of the mindset that we really only start to proactively take care of our futures when we have a significant other,…

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Why Startups Are Choosing Employee Assistance Plans To Support Their Teams

Employee Assistance Plans (EAPs) have been around since the 70s. But from the 70s to about the 90s they were strictly focused on addressing psychological issues. In the mid-90s, they branched out to include other components that have really extended them to become overall wellness programs. Today, EAPs support the overall health and wellness of your employees, their partners and…

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Canada’s New Global Skills Visa Program: Important Note About Employee Health Insurance

There is a shortage of tech talent in Canada, especially in cities like Toronto. To address this, the Canadian government launched the global skills visa program to allow Canadian companies to bring in foreign workers within two weeks. Up until this program launched, it would take up to a year to bring a foreign worker to Canada. Companies explain that…

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