Why Long-Term Disability Insurance is a Growing Trend

Most people don’t think about the worst-case scenario in life. In fact, our brains are actually wired with this defense mechanism in place so that we don’t allow those stressful overriding thoughts to commandeer our lives. We’ve long been of the mindset that we really only start to proactively take care of our futures when we have a significant other,…

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Why Startups Are Choosing Employee Assistance Plans To Support Their Teams

Employee Assistance Plans (EAPs) have been around since the 70s. But from the 70s to about the 90s they were strictly focused on addressing psychological issues. In the mid-90s, they branched out to include other components that have really extended them to become overall wellness programs. Today, EAPs support the overall health and wellness of your employees, their partners and…

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Canada’s New Global Skills Visa Program: Important Note About Employee Health Insurance

There is a shortage of tech talent in Canada, especially in cities like Toronto. To address this, the Canadian government launched the global skills visa program to allow Canadian companies to bring in foreign workers within two weeks. Up until this program launched, it would take up to a year to bring a foreign worker to Canada. Companies explain that…

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What U.S. Based Startups Opening Canadian Offices Need to Know About Employee Benefits

I speak with a lot of U.S. based startups that have or are looking to set up shop in Canada, specifically Toronto. Different laws, healthcare systems, policies and even corporate cultures between Canada and the U.S. create a big learning curve for the founders of these startups. I’ve compiled a list of the most frequently asked questions I answer when…

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Canada’s Top 2016 Employee Benefits Companies

It's that time again - the latest figures on employee benefits coverage in Canada have been released. Every April, Benefits Canada releases data on the top employee benefits providers in Canada. Some years, there are interesting stories behind dramatic changes in the year-to-year figures. For example, in the 2016 results, Manulife saw a significant increase in their total employee benefits…

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Why So Many Entrepreneurs Struggle With Mental Illness

This is an article that I previously provided to The Globe and Mail. Although we often read stories about successful Canadian startups – Shopify, Wattpad, Wealthsimple, and others – the reality is that many startups fail, and even those that succeed often experience a series of extreme highs and lows as they grow. With failure constantly looming, and workplace stress…

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Most Employees Vastly Underestimate Their Total Compensation

This is an article that I previously provided to The Globe and Mail: If you’re a small business with staffing concerns, you’re not alone: over 50 per cent of business owners are worried about attracting the right candidates, and retaining their key players once they find them. The latter can be especially difficult in the startup space, where high salaries, amazing perks…

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Two Rules To Protect Your Startup When Employees Leave

Building a company certainly comes with challenges and pressures, including preventing your top talent from hitting the free agency market (especially in Toronto’s highly competitive startup space). Although employee benefits plans improve retention rates and employee satisfaction, the reality is that employees will come and go. When they go, you need to make sure you have your bases covered to…

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Are You Providing Health Benefits Coverage That Your Team Actually Wants?

I talk to a lot of startups about health benefits coverage. While there are differences from company to company, massage, dental, vision and drug coverage have always been top requests. However, over the past 18-24 months, I’ve noticed a shift in what startups are looking for in terms of health benefits coverage for their teams. In addition to the basics…

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